Medical Insurance
Health-Medical Insurance Plans in the Dominican Republic
Get affordable health insurance quotes in the Dominican Republic and compare individual medical insurance plans side by side. We’ll help you find affordable individual health plans, family medical insurance, group health insurance or business health insurance we will present you with a number of medical insurance plans that best suit your needs and budget.
When living and/or working in Dominican Republic, people may not have the same level of access to the healthcare system as to the local population. Consequently, it is crucial to have some professional advice on how to choose the right expatriate health insurance in Dominican Republic.
Knowing that the chosen insurance provider will have the expertise to ensure the best treatment in the best facilities in Dominican Republic is priceless.
Our partner is an independent insurance broker offering free quotes and advice to the expat community in Dominican Republic.
The DR is not far behind its better-developed counterparts when it comes to medical care. Foreign medical practitioners have given the country very good ratings in providing care for tourists who have suffered major catastrophic events while on holiday.
In the area of surgery the DR is ahead of many Latin American countries in laparoscopic laser surgery. A good volume of patients come from the Virgin Islands, the Lesser Antilles and other parts of the Caribbean who make the most of the good care and lower fees in this country.
Dental services also offer value for money, with very good treatment and reasonable prices, factors which also attract patients from other countries.
The vast majority of your medical needs can be met on the island. However, interventions requiring high-tech equipment or a long period of rehabilitation may not be available.
It is recommended that you obtain medical insurance as a first priority. Particularly advantageous is a dual policy which covers medical expenses abroad.
True medical insurance plans come in various types. One type will reimburse your medical expenses, possibly including your medications. This type of plan provides broad coverage, but you need to have the cash to pay your bills at the time services are provided.
A second type of insurance pays a certain portion of each bill. For example, you might be responsible for RD$50-RD$100 of any doctor’s fee of RD$600. This type of plan often has a restricted list of physicians or clinics, and the list will change from time to time.
Foreign insurance companies based here (primarily from the US) offer insurance which includes coverage abroad. The best idea is to purchase a policy with a very high deductible (excess) for overseas care to reduce the cost, as this is essentially only for major disasters.
Many medical insurance policies are available to individuals for virtually the same price as they are offered through employers. The prices of these policies will depend on the age of the applicant, and the company he/she is applying to. The monthly costs can vary, though an individual, however, might have to pay for six months to a year in advance rather than benefiting from a monthly payment schedule.
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